Sunday, May 6, 2018

How to Use SSS Text Service for Maternity Notification

The Social Security Services or SSS has open facilities to make transaction easier for members.
One way is using TEXT SSS Mobile Service, it is best for SSS Members who doesn't have internet access and those who wants to save time and money going to any SSS branch.

Step for SSS Text Service for Maternity Notification:

1) Register to SSS.
       Text:             SSS REG  (SS Number) (Date of Birth in MM/DD/YYYY Format)

       Sample:        SSS  REG  12345678   01/01/1990

       SEND:         2600 

2) To submit Maternity Notification (for Self Employed and voluntary members)
       Text:            SSS MATERNITYNOTIF (SSNumber)  (PIN)  (Expected Delivery Date MM/DD/YYYY)  (Total Number of Pregnancies (including this pregnancy))

       Sample:        SSS  MATERNITYNOTIF  12345678  1234  10/15/2018   2 

       SEND:         2600

Tuesday, January 2, 2018

Philippine Tropical Cyclone Names for 2018

Philippine Tropical Cyclone Names for 2018
  1. Agaton
  2. Basyang
  3. Caloy
  4. Domeng
  5. Ester
  6. Florita
  7. Gardo
  8. Henry
  9. Inday
  10. Josie
  11. Karding
  12. Luis
  13. Maymay
  14. Neneng
  15. Ompong
  16. Paeng
  17. Queenie
  18. Rosita
  19. Samuel
  20. Tomas
  21. Usman
  22. Venus
  23. Waldo
  24. Yayang
  25. Zeny
Auxiliary Names
  1. Agila
  2. Bagwis
  3. Chito
  4. Diego
  5. Elena
  6. Felino
  7. Gunding
  8. Harriet
  9. Indang
  10. Jessa

Monday, September 18, 2017

Balance Inquiry for Sun, Globe and Smart

Balance Inquiry for Sun Prepaid
  •  Dial *221# on your Sun Prepaid phone Press Send/Call
  •  To check your available balance,  or manage your prepaid account online by registering to My Sun – just enter your Sun number or email address at to get started.

Balance Inquiry for Smart
  • Text ?1515 to 214
  • Dial and call 214# and press Call to receive load balance information via text. 

Balance Inquiry for Prepaid Globe

  • For prepaid subscribers, you may text BAL send to 222 (Free of charge) to check your balance load

Balance Inquiry for Postpaid Globe

  •  To check your balance, just dial *143# from your Globe Business Postpaid account, select “My Account”, then select “Request Plan Balance”. This service is FREE.

Friday, August 25, 2017

Philippine's Top 10 Richest Man in 2017

According to Forbes here is the list of the Top Ten Richest Man in the Philippines for year 2017

Number 1:  Henry Sy

Net Worth: $18 B
SM Investments Corporation

Number 2:  John Gokongwei Jr.

Net Worth: $5.5 B
JG Summit

Number 3:  Enrique Razon, Jr.

Net Worth: $4.3 B
International Container Terminal Services

Number 4:  Lucio Tan
Net Worth: $4.2 B
LT Group

Number 5:  Jaime Zobel de Ayala
Net Worth: $3.7 B
Ayala Corp

Number 6:  David Consunji
Net Worth: $3.68 B
DMCI Holdings

Number 7:  George Ty
Net Worth: $3.6 B

Number 8:  Tony Tan Caktiong
Net Worth: $3.4 B

Number 9:  Andrew Tan
Net Worth: $2.5 B
Alliance Global

Number 10:  Ramon Ang
Net Worth: $2.3 B
San Miguel

Tuesday, August 22, 2017

Raffle Promo for Pag-IBIG Multi Purpose Loan

PagIBIG Multi Purpose Loan has a raffle promo "May Panalo sa Loan MO".

It is open to all Pag-IBIG Fund members with approved MPL from Period January to November 2017.

Every approved MPL application entitles a member to one raffle entry.

MPL borrowers with loans and renewal thereof within the promo period are entitled to separate raffle entries.

Member-borrowers must have updated Membership Savings(MS) and MPL payments at the time of the raffle.

Prizes are 50,000 pesos for first prize, 20,000 pesos for the second price and 10,000 pesos for the third prize.

The Raffle draw per Area is in December 2017.

Thursday, July 27, 2017

PAG-IBIG Multipurpose Loan

1. What is the Multi-Purpose Loan?

The Multi-Purpose Loan (MPL) is a cash loan under Pag-IBIG’s short-term loan program that aims to provide financial assistance to qualified members for:
  • House Repair 
  • Minor Home Improvement
  •  Home Enhancement 
  • Tuition/ Educational Expenses 
  • Health and Wellness 
  • Livelihood 
  • Other purposes

2. Who are eligible?

The loan is open to any Pag-IBIG member who:

  • Has made at least 24 monthly mandatory savings (MS) 
  • Has 5 MS for the last 6 months prior to date of loan application 
  • If with an existing Housing Loan and/or MPL and/or Calamity Loan, the account/s must not be in default prior to loan application.

3. How much can one borrow?

The borrower’s loan value shall be a percentage of his Total Accumulated Value (TAV),
to wit: No. of monthly savings Loan Value 24 – 59 months Up to 60% of Total Accumulated Value (TAV) 60 – 119 months Up to 70% of TAV At least 120 months Up to 80% of TAV However, an eligible borrower’s loan shall be limited to an amount for which statutory deductions, monthly repayment of principal and interest, and other obligations will render the borrower’s net take home pay to fall below the minimum requirement as prescribed by the General Appropriations Act (GAA) or company policy, whichever is applicable.

4. How much is the interest rate?

The loan shall bear a nominal interest rate of 10.75% per annum, paid equally for the duration of the loan.

5. What is the repayment period?

The loan shall be repaid over a maximum period of twenty-four (24) months, with a grace period of two (2) months. Payments must be remitted to Pag-IBIG on or before the 15th day of each month starting on the 3rd month following the date on the DV/Check.

6. Will a member with an existing calamity loan still be allowed to avail of an MPL?

Yes, provided the calamity loan is not in default. The MPL and Calamity Loan programs shall be treated as separate and distinct from each other. Hence, the member shall be allowed to avail an MPL while he still has an outstanding calamity loan and vice versa. However, in no way shall the aggregate STL exceed 80% of the borrower’s TAV.

7. How can one pay his MPL?

The loan shall be paid in equal monthly payments, through:

  • Thru salary deduction for employed members; or 
  • Over the counter; via- auto-debit arrangements with banks or other modes the Fund may adopt, for self-employed/individual payors

8. When can a member renew his MPL?

A qualified borrower may renew his/her MPL after making 6 monthly amortizations. The proceeds of the new loan shall be net of the outstanding balance of the existing loan.

9. What are the documentary requirements?

  • Duly accomplished Multi-Purpose Loan Application Form (MPLAF) 
  • Photocopy of at least two (2) valid IDs 
  • Proof of income 
  • For Formally-employed The “Certificate of Monthly Net Income” portion at the back of the application form must be accomplished by the employer or submit photocopy of latest payslip duly authenticated by the company’s authorized representative. 
  • For Self-employed or Individual-payors Photocopy of any of the following: - Business Mayor’s Permit - Commission Vouchers - Other valid proof of income

10. How and where will the member submit their MPL applications?

  • For employed member- borrowers, they may file their applications through their Fund Coordinators or directly at any Pag-IBIG office nationwide. 
  • For individual payors, they must submit their applications and requirements to the branch office nearest them.

11. How will the loan proceeds be released to the borrower?

The MPL shall be released through any of the following modes, depending on the borrower’s preference:

  • Disbursement Card, e.g. LBP Cash Card or Pag-IBIG Citi Prepaid Card 
  • Landbank’s Payroll Credit Systems Validation (PACSVAL) 
  • Check 
  • or other similar modes of payment

12. When will the loan be in default and what are its effect?

The borrower shall be in default in any of the following cases:

  • Any willful misrepresentation made by the borrower in any of the documents executed in relation to his/her MPL application 
  • Failure of the borrower to pay any three (3) consecutive monthly amortizations 
  • Failure of the borrower to pay any three (3) consecutive mandatory savings 
  • Violation by the borrower of any of the policies, rules, regulations and guideline of Pag-IBIG Fund

In case of default, the outstanding loan obligation shall be become due and demandable. The outstanding obligation shall be deducted from the TAV credited to the borrower, and/or Modified Pag-IBIG II (MP2), if any. Note: The MPL Application Form can be downloaded from the Pag-IBIG website at or it can be secured from any Pag-IBIG office nationwide. For inquiries, Pag-IBIG Fund’s hotline is open 24/7 – (02) 724-4244. E-mails can be sent to

Source: Taken from PAG-IBIG website

Friday, July 21, 2017

2018 Philippine Holidays

Proclamation No. 269 was signed by President Rodrigo Duterte on July 17, 2017 on the list of the holidays for year 2018.






JanuaryJanuary 1, 2018MondayNew Year's DayRegular
FebruaryFebruary 16, 2018FridayChinese New YearSpecial
FebruaryFebruary 25, 2018SundayEDSA Revolution AnniversarySpecial
MarchMarch 29, 2018ThursdayMaundy ThursdayRegular
MarchMarch 30, 2018FridayGood FridayRegular
MarchMarch 31, 2018SaturdayBlack SaturdaySpecial
AprilApril 9, 2018MondayAraw ng KagitinganRegular
MayMay 1, 2018TuesdayLabor DayRegular
JuneJune 12, 2018TuesdayIndependence DayRegular
AugustAugust 21, 2018TuesdayNinoy Aquino DaySpecial
AugustAugust 27, 2018MondayNational Heroes' DayRegular
NovemberNovember 1, 2018ThursdayAll Saints' DaySpecial
NovemberNovember 30, 2018FridayBonifacio DayRegular
DecemberDecember 25, 2018TuesdayChristmas DayRegular
DecemberDecember 30, 2018SundayRizal DayRegular
DecemberDecember 31, 2018Mondaylast day of the yearSpecial

Proclamations to declare national holidays for Eid'l Fitr and Eid'l Adha follow after approximate dates of the Islamic holidays have been determined.

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